What type of liability occurs due to negligence?

Study for the New Jersey Personal Lines Test. Get ready with flashcards and multiple choice questions, each question has hints and explanations.

The correct answer is legal liability. Legal liability arises when an individual or entity fails to meet a standard of reasonable care, leading to harm or injury to another person. This type of liability is rooted in the legal principle of negligence, which requires that a party acted in a way that falls short of what a reasonable person would do in similar circumstances.

In the context of liability, negligence involves a breach of a duty of care that results in damages. For example, if a driver fails to obey traffic signals and causes an accident, they may be held legally liable for the injuries and damages caused by their negligent behavior.

Other types of liability, such as social liability, contractual liability, and public liability, do not directly stem from negligent actions. Social liability may refer to informal obligations to society or community, while contractual liability arises from failing to uphold the terms of a contract. Public liability involves liability to the general public, which can include various forms but does not specifically address negligence unless it involves a breach of duty leading to public harm. Thus, the connection of legal liability directly with the concept of negligence makes it the appropriate choice in this context.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy