Which of the following encompasses the acts of libel, slander, and invasion of privacy?

The concept of personal injury liability encompasses acts such as libel, slander, and invasion of privacy because it deals specifically with non-physical harm that can affect an individual's reputation or personal well-being. Personal injury liability is part of many liability insurance policies and protects individuals and businesses from claims that arise from offenses against a person's emotional or psychological well-being, rather than physical injuries.

Libel refers to harming a person's reputation through written statements, while slander involves spoken statements that cause damage to a person's character. Invasion of privacy pertains to violations where an individual's private life is intruded upon, which can also lead to significant emotional distress. Since these acts are categorized under non-physical assaults on an individual’s character or privacy, they fall strictly within the realm of personal injury liability.

In contrast, property damage liability pertains to the physical damage a person or entity might cause to someone else's property, general liability covers a broader area of protection against overall third-party claims (often including personal injury but not limited to it), and professional liability focuses on claims arising from errors or omissions in professional services. Thus, personal injury liability is the correct term for the acts in question.